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KEYMILE's multi-service access platform UMUX is now said to be improved with a new Ethernet aggregation unit. It enhances the switching and routing functions of UMUX and enables direct connection of Ethernet networks and UMUX Ethernet interfaces to PDH and SDH networks. In addition, it consolidates Ethernet traffic in several TDM channels, thus offering a reliable way to provide higher bandwidth Ethernet and traditional TDM based services out of one network element.

KEYMILE, a provider of Next Generation data transmission systems, has extended its UMUX platform's Ethernet functionality significantly. UMUX is a multi-service access platform that provides a variety of PDH, SDH and Ethernet services for public and private network operators. The ongoing proliferation of Ethernet based services presents many network operators with the challenge of having to upgrade their infrastructures with Ethernet technology while at the same time they continue to use PDH and SDH transport. The new unit aggregates Ethernet data traffic using Layer-2 and Layer-3 functionality for transport over TDM based networks, so the capacity of the transmission network is ideally used. Network operators can now use advanced Ethernet and traditional TDM based services simultaneously with UMUX being the only network element providing all services.

The new unit offers switching functions for Ethernet traffic from other UMUX units or from each of its front ports. To provide isolation of user traffic and highest privacy of user data, it supports several independent VLAN-aware switch instances and the creation of separate layer 2 networks. The Ethernet unit also consolidates the Ethernet services, provided with UMUX units, and serves simultaneously as a gateway for these services towards the PDH and SDH network, also with the option to use MLPPP. It interworks with all UMUX-PDH units that supply Ethernet services. KEYMILE's network management system, UNEM, looks after the administration. UNEM provides all the functions required for operating and carrying out maintenance on complex UMUX networks.

Many functions for high-availability applications are implemented on TDM, e.g. 1+1 path protection, and Sub-Network Connection Protection (SNCP). Others are implemented on Ethernet, e.g. Virtual Router Redundancy Protocol (VRRP) and OSPF-Protocol (Open Shortest Path First).

The most important applications for the new unit are in networks requiring data transmission of Ethernet services via TDM based technology; particularly those with the highest requirements for transmission safety like energy suppliers, TETRA networks, or military applications.

The Ethernet aggregation unit is now available.

Internet telephony service provider, InfoTel, Serbia a division of Informatika A.D., has deployed Squire Technologies' SS7 interconnect solution for connection to primary incumbent Telekom Srbija.

Regulated by RATEL, Serbia's telecommunications market requires all service providers to comply with the regulatory body for connection to the PSTN, and international standards of ITU and ETSI. Seeking to extend its market share and to capitalize on the increased demand with the opening up of the Balkans telecoms sector, InfoTel like many other telecoms providers were legally required to have an SS7 interconnect.

Squire Technologies' software-only SS7 Media Gateway Controller solution, allowed InfoTel to use their existing Regulatory approved Cisco Media Gateways to enable the SS7 interconnect.

"A swift webex demonstration of the product and an explanation of the media and signaling flow, confirmed the suitability with our existing Cisco media gateways and softswitch, furthermore Squire Technologies' excellent support and deployment team quickly established our physical SS7 connection with Telekom Srbija," said Stanko Radovanovic, VoIP Development Manager - InfoTel, Informatika A.D., Serbia.

"We were able to leverage our previous worldwide experience with regulatory SS7 approvals to insure the SS7 interconnect to Telekom Srbija was provided quickly and without issue. We look forward to working with InfoTel in the future," added Andrew Cooper, Managing Director, Squire Technologies.

Squire Technologies offer a ‘Pay As You Go' plan available on the SoftSwitch and Media Gateway Controller products. This allows clients to spread the product payments over 6 to 12 months reducing the upfront investment costs and allowing the spread of payments to match the delivery of the clients service.

HTK, the UK specialist in public mass-notification solutions using mobile technology, is expanding into customer service and marketing automation with the launch of its new web-based digital media platform, said to provide a unified and personalised approach to customer interaction.  HTK Horizon delivers a more effective and valuable customer experience by integrating mobile SMS, MMS and WAP with a wide range of other inbound and outbound communication technologies, including interactive voice response (IVR), email and web as well as fax, pager and Airwave SDS.

HTK Horizon is said to be ideal for a wide range of applications from sales and marketing, billing and payments and customer service, to operations management, meeting reminders and providing emergency warnings and information via text message, email or voice depending on customer preferences. Being aweb-based, Software as a Service (SaaS) solution, it is also claimed to be fast to implement and easy to integrate, with on-demand, usage-based pricing and no up-front costs.

By integrating with CRM data, acquired customer knowledge and geographical mapping tools, HTK Horizon is claimed to deliver ‘one-to-one' personalised interaction to improve customer satisfaction and loyalty while reducing costs and enhancing revenue potential.  The system also supports full integration with VoIP-enabled contact centres.        

"Because most of us have our mobile phones with us most of the time, they present an attractive proposition for companies to communicate and interact with their customers," says Marlon Bowser, CEO at HTK. "But getting it wrong can be a disaster and too many companies have tried using mobile technology to save costs at the expense of customer satisfaction and loyalty. HTK Horizon is designed to reduce these friction points and provide customers with an experience that is tailored to them individually. By harnessing and integrating the very best in customer interaction technologies and making it easy to access via the web, Horizon can help organisations of any size return to good old fashioned customer service, and well as saving money."

Horizon lets users send personalised outbound messages across a range of communication channels, while inbound response channels can be set-up for end-to-end campaign management, with dashboard style reporting in near real-time. Additional plug-in applications enable the automation of a wide range of day-to-day business processes such as appointment and payment reminders, marketing campaigns, customer surveys and information capture.

HTK says it has worked with several customers in the development of Horizon, including Cable & Wireless, BT and Specsavers. UK mobile operator O2 is already said to be using Horizon to interact with its pre-pay and post-pay mobile customers, using SMS call-to-actions and personalised inbound IVR response.

"HTK has helped to revolutionise the way we manage our information IVR," says Chris Brown, Communications Manager at O2 UK. "Ultimately, they have delivered a market leading solution that gives our millions of customers a personalised, easy way to self-serve a huge range of information, maintaining great customer experience and satisfaction."

Roamware, a global specialist in mobile roaming and financial solutions, has announced the launch of its roaming hub solution, Roamware Meta Hub, at the Mobile Roaming World Summit in London. The Roamware Meta Hubs are said to allow mobile operators to quickly offer customers access to new partner networks and provide a range of new voice and data services while reducing costs associated with roaming. Deployments of Meta Hubs and sub-hubs are planned with mobile operators in across Latin America, Europe, Asia and Africa. Roamware currently works with more than 400 mobile operators in 146 countries.

According to Roamware, Meta Hubs provide a global ecosystem of interconnectivity between sub-hubs that host a range of global roaming services shared by multiple network operators and can be deployed to market with speed via a single connection. The Roamware Meta Hub, whilst complying with GSMA standards, is claimed to go beyond the requirements specified by the GSMA. The Meta Hub focuses on bilateral roaming as well as multilateral roaming world as enabled by open connectivity, with a single objective to increase revenue, profit and reduce cost for client operators of the hub.

The Roamware Meta Hub provides a solution for both network operators with existing roaming agreements or for those without. It is expected to provide a range of roaming applications and services such as: Camel roaming; virtual home environment; network extension; SIMM roaming; proactive quality monitoring, testing and business intelligence as well as Steering of Roaming and a host of other services

John Jiang, EVP of Product Development Strategy and CTO, Roamware commented, "With increasing pressure to manage capital expenditures and to increase revenue and profits, hubbing provides an on demand like service for operators in extending roaming relationships and rolling out revenue increasing roaming solutions without having to make upfront capital investments. In addition, the operator has complete freedom to maintain existing bilateral agreements or migrate to a multilateral agreement via a hub whilst being able to offer a wider range of services. The end benefits to the consumer include improved coverage in addition to convenience enabled by a range of roaming solutions."

Jiang continued: "Roamware Meta Hubs provide a new level of resource optimization and speedy go to market capability for the GSM operator community on a range of roaming solutions and roaming relationships extension in the market place. By interconnecting sub-hubs and leveraging existing group deployments and piggyback hubs, the Meta Hub allows a client operator to make a single connection to the Meta Hub to reach the combined coverage and the joint set of services provided by sub-hubs."

Wireless connectivity is of growing importance for a huge number of modern products. Since the efficiency of any radio product is last but not least depending on the quality of its antenna, antenna design & implementation and consequently antenna testing & certification come into the focus of more and more manufacturers.

7 layers, a leading, international group of test & service centers, is taking care of this rising demand and has set up a wide range of services including antenna design, implementation and testing.

7 layers in Germany now provides a highly comprehensive Antenna test service offering. The test services do not only include all PTCRB, CTIA and GCF OTA RF antenna tests but also provide network operator specific test services - a must when aiming for any of the large operator networks of this world.

The OTA RF Antenna laboratories at 7 layers Germany provide:

  • GCF OTA RF antenna performance certification according to 3GPP, especially important for the European market
  • PTCRB and CTIA OTA RF antenna performance testing for the North American market. Our laboratories fulfill the strict requirements of the CTIA. They are CTIA authorized and have CATL status. We also run pre-tests against upcoming CTIA 3.0 release embracing human hand phantoms and laptop testing.
  • Network Operator specific antenna performance testing including Vodafone Certification for OTA antenna testing and cooperation with other operators such as Deutsche Telekom, AT&T etc.

This outstanding portfolio of test services can be combined with expert
antenna design and assessment services. "We can either help you choose the off-the-shelf antenna that best suits your requirements or - in case you have very specific demands - we can develop customized antennas that make the most of your product idea", explains Dr. Peter Nevermann, antenna specialist at 7 layers Germany. "Aspects, such as the number of supported frequency bands, available space, distance to other electronic components, housing, shielding, mechanics all have to be taken into account in order to get a well functioning end-product. For best possible results, antenna assessment or design services should be introduced into the product development process as early as possible." Antenna development test processes at 7 layers Germany are supported by special test systems such as the Satimo 3D (StarGate) and a special R&D test software.

Showing its commitment to the growing importance of antenna design and testing, the global 7 layers group offers further state-of-the-art OTA Antenna test laboratories in Irvine, CA (USA) and in Beijing (China).

Global Crossing, a global IP solutions provider, today announced a three-year extension to its contract with the Crown Prosecution Service (CPS) of England and Wales worth £12 million.  The three-year extension, which will see the relationship between Global Crossing and the CPS continue to 2015, allows for a transformation from the CPS's existing traditional telephony service to Global Crossing's Hosted IP Telephony (HIPT) Service.

The CPS will implement the HIPT Service three years earlier than originally planned.  This will help the CPS to facilitate a radical change in its working practices that will increase flexible working, improve security and reduce running costs.

Global Crossing's HIPT Service provides customers with a telephony solution over a single converged IP network which is approved for Government Restricted Use.  The service is a managed one, providing IP telephony ports, telephony features, Direct Dial-In (DDI) numbers and inbound calling, outbound calling, Session Initiation Protocol (SIP) telephone handsets and analogue port capability for devices such as fax machines and traditional telephones.  The CPS's employees will be able to retain the same telephone number wherever they are working and regardless of which office they are in.

As well as enabling employees to work more flexibly, the delivery of the technology included in this contract extension will help the CPS in its process of transferring to an electronic case file system.  Even while away from their office, employees will be able to access and update electronic case files by using an encrypted 3G mobile connection.  Working closely with Logica, the CPS's Information and Communication Technologies (ICT) partner, the solution will be piloted over the next six months in Dyffd Powys, Merseyside, and North Wales.  By combining IT and telephony in this way the CPS predicts it will reduce the running costs of these services by 25 percent.

Ted Higase, Global Crossing managing director, EMEA, applauded the steps being taken by the CPS to harness the benefits of hosted telephony services.  "We are delighted to continue and extend our association with the CPS.  This further demonstrates Global Crossing's commitment to the UK government space and the CPS's commitment to be a leader in the adoption of newer, greener technologies which are both secure and able to ease the strain on public funds,"  said Higase. 

"We understand the challenges that are unique to the public sector and this contract extension recognises the particular differentiators required to help the CPS achieve their business goals through IT. The combined ICT architecture and the close partnership between the CPS's ICT providers also significantly reduce the resources required from CPS to coordinate these transformations."

HIPT Services allow enterprises to reduce their expenditure on capital-based infrastructure.  Hosted services can also include storage options for customers.  In this way, enterprises can meet their storage needs and document retention requirements while enhancing their business continuity/disaster recovery capabilities.

In a new report, Informa Telecoms & Media has forecast that mobile enterprise revenues are to reach $92.6bn with over 479 million subscribers by 2014, making it a strong growth area for vendors, operators and content providers.

According to Informa's Mobile Enterprise report (third edition), mobile enterprise is forecast to generate 24% of total mobile data service revenues by 2014, representing a potentially strong revenue generation opportunity for key players. Traditionally, cellular operators have tried but failed to capture this market and this report highlights the importance of developing strategies to maximise these new revenue streams, says Informa.

"One of the key drivers of this growth, is cellular operator interest in new service segments including the SME and Soho sector, the opportunities created by mobile convergence, growth in end user outsourcing and software as services (SaaS). These factors will be magnified in the short term by the impact of the global economic downturn," states Paul Merry, Senior Analyst and lead author of the report.

Mobile enterprise is also seen as a major opportunity for new entrant players from the established enterprise IT sector, Merry adds. These players are a major challenge to cellular operators having pre-existing relationships with larger corporations and access to their IT departments; they also have substantial expertise in the challenging area of enterprise service development and integration. "Integration is a major headache for enterprise service providers", Merry states, "with larger companies invariably having pre-existing systems that require incorporation".

According to Informa, the other major party involved in mobile enterprise are device manufacturers, who have identified enterprise services as a valuable service sector which they can develop to drive uptake of smartphone devices. Players in this sphere include RIM, who through their Blackberry enterprise server (BES) and recently launched App World store, provides the service platform and the services themselves to potential enterprise users.

Huawei today announced the launch of its inTouch SDP (Service Delivery Platform) Partnership Program at the SDP Seminar and Partner Conference in Cancun, Mexico.  The program is said to be an alliance of worldwide content and service providers employing Huawei's end-to-end solutions and a forum to share best practices and improve industry standards around the world. 

As part of Huawei's All-IP convergence strategy, the inTouch SDP Partnership Program offers operators access to tools and information to help them fully understand market requirements and seize market opportunities, ultimately enabling them to deploy compelling subscriber services that are fully compatible with Huawei's SDP solution, improve the end-users' experience, accelerate time-to-market of new services and increase revenue. Partners include CP/SPs that enable mobile weather broadcasting and personalised colour SMS.

Additional features include access to Huawei's Technology Support Centre, Application Innovation Centre, and an abundance of market resources, including open Application Programming Interfaces (APIs), development tools and information, success stories, as well as research functions spanning customer behaviour, market conditions, business development trends, revenue growth programs and pricing strategies. 

"The gradual convergence of the telecom industry with the Internet, IT and media has led to a blurred line between these industries," said Huang Ji, vice president of Software for Huawei. "As a result, market competition has intensified and in order to survive, it is vitally important for operators to be able to provide differentiated and personalised services for the end user.  Huawei's inTouch SDP Partnership Program helps operators to respond to the challenges of the market by enabling them to develop enhanced services and increase innovation."

"The program provides significant benefits for business operators," said Jorge Henon, IPCom Solutions Director. "Having access to services, solutions and experiences from around the world has helped operators to reduce time to market and increase revenues."

"Huawei is an influential company, cooperation with Huawei will help SP/CP to enhance the business." said Lin Yu, CEO of Netqin.  "With the support of Huawei professional team and the global experience sharing We will provide better services and support to operators."

As of October 2009, Huawei's inTouch SDP Partnership Program has attracted a diverse range of content, applications and technology partners, including NetQin, Arena, SK Networks, Movius, Extreme Mobile, i-Free and others. The program is open to all parties interested in participating in the global marketplace.

Comarch, a global IT business solutions provider and systems integrator, has signed a Memorandum of Understanding with Greek company Ergoman, provider of tailor-made solutions in the telecommunications and IT business sector, with the aim of conducting common business development activities in Greece as well as commercial contracts realization on the Greek market.

The purpose of the agreement for Comarch is to acquire a local partner in Greece that is responsible for business development activities. In the case of commercial contracts it will also be Comarch's local representative for guaranteeing first line support for customers.

The agreement will contribute to building the awareness of Comarch BSS & OSS solutions among the biggest telecom operators and service providers in Greece and at the same time should enable Ergoman to enhance its products portfolio.

"Over the past 16 years Comarch has proven to comprehend the needs of businesses of various sizes. We have delivered solutions to operators all over the world ranging from Tier 1 to ISPs and emerging operators with small subscriber bases, and together with Ergoman we plan to do the same for Greek operators," said Piotr Piatosa, VP of Telecommunications, Member of the Board, Comarch SA.

Comarch and Ergoman have already conducted certain common business development activities on the Greek telecoms market and the primary results are very positive. Combining Ergoman's local market knowledge and Comarch's high quality BSS/OSS solutions brings mutual benefits.

Samsung has announced a contract with TeliaSonera to provide Long Term Evolution (LTE) devices. According to the contract between Samsung and TeliaSonera, Samsung will provide mobile broadband devices for commercial service in Sweden and Norway next year.

"We are very pleased to work together with TeliaSonera for this historic step forward in the modern telecommunications industry. With TeliaSonera's initiation of LTE service, we hope more consumers to enjoy advanced mobile broadband service much earlier than expected," said JK Shin, executive vice president and head of the Mobile Communications Division at Samsung Electronics. "Samsung is committed to providing the best and the latest LTE devices to TeliaSonera and will fully support the commercial service in Sweden and Norway next year."

"The 4G modems from Samsung will play a very important part of our 4G launch in Sweden and Norway," says Kenneth Karlberg, President and Head of Mobility Services, TeliaSonera. "We look forward to sharing Samsung's world leading mobile experience and that we together will offer our customers a whole new way of enjoying mobility services."

The Samsung LTE device (Model name: GT-B3710) is expected to be the world's first LTE device. The device is a USB stick that can be connected to a laptop computer, or other portable devices. The USB stick incorporates Samsung's in-house developed LTE modem chip, branded Kalmia, and supports 2.6GHz band for LTE service.

Network specialist LANCOM Systems has launched LANstrategy, its new programme for managing strategic alliances. The first LANCOM Application Partners are Ekahau, a vendor of wireless LAN planning tools, and the IP-telephone specialist Snom.

LANCOM Application Partners are selected makers of products which supplement the LANCOM portfolio, for example in the areas of WLAN planning and management, IP telephones, video surveillance, or billing. LANstrategy will aid customers and integrators in sourcing solution components which offer optimal compatibility. Specialist resellers and system vendors can combine these products to offer customised solutions for any customer or industry.

The full integration of LANCOM access points and antennas into Ekahau Site Survey offers a tool for planning the economical roll-out of wireless LAN networks. The number of devices, their types and the necessary antennas can be better planned to suit the customer's requirements, and problems can be avoided from the outset. LANCOM enters a strategic alliance with IP-telephone specialists Snom, a maker of high-quality, feature-rich SIP telephones. In combination with LANCOM business VoIP routers which support SIP (Session Initiation Protocol), Snom telephones can be fully integrated into modern communications systems. Functions such as simplified commissioning with LANCOM Easy Setup, or firmware distribution by means of DHCP options, are supported by Snom.

"With Ekahau and Snom, we have gained two partners who are key players in their markets," says Roland Burlaga, the LANCOM Product Manager who is responsible for partner management with LANstrategy. "This emphasises the potential behind our programme. Even now we look forward to the wealth of new synergies and to gaining new partners in future."

Transmode, a provider of optical networking solutions, is to present its new Multi-Service Mobile Backhaul Solution for the first time in the US at Supercomm and SCTE Cable Tec Expo.

The Multi-Service Mobile Backhaul Solution is claimed to be a unique WDM over fiber solution providing "hybrid" native support of both TDM and Ethernet traffic and supports multiple synchronization streams per wavelength. It therefore enables a smooth migration to Ethernet or all-IP backhaul networks and cost effective support of 3G and LTE multimedia service rollouts.

The presentation of the Multi-Service Mobile Backhaul Solution's to the US market is intended to generate interest from the MSOs as well as from ILECs, CLECs and IOCs. The solution is particularly interesting as it supports wholesale services. Specifically it supports multiple synchronization signals, enabling backhaul of multiple wireless technologies and most importantly, multiple operators on the same fiber infrastructure.

"Transmode has already enjoyed much success in the US including our recent big win at KDL," commented Paul Harrison, the company's recently appointed VP of Sales for North America. "Besides offering an ideal solution for mobile operators seeking to extend fiber to their cell sites, the new Multi-Service Backhaul Solution will also empower MSOs and other US Carriers that provide fiber access on a wholesale basis."

The Multi-Service Mobile Backhaul Solution provides a fiber-based backhaul that will help carriers to overcome synchronization and bandwidth problems so they can rapidly roll out new 3G, LTE-based and 4G services. The ability to maintain multiple synchronization signals to the cell sites in a mobile network allows the Carrier to simultaneously support a mix of 2G (TDM), 3G (ATM/Ethernet) and LTE/4G (Ethernet) radio base station equipment as well as legacy T1, FE/GE and OC-3 for 1 or more wireless operators. It will also come in a hardened version that meets the requirements connected to harsh environmental conditions. 

The new solution's Intelligent WDM (iWDM) multi-service characteristics enable a gradual migration and the possibility to do selected capacity upgrades through LTE in dense areas without affecting the core network architecture. It also makes it equally well suited to support traditional fixed network services and ensures that it works well in a combined microwave/fiber network.

Sten Nordell, Transmode's Chief Technology Officer, added "Our initial discussions with mobile/fixed operators and network operators that offer wholesale services to mobile operators have been very encouraging. Pushing WDM technology out to the cell site is the logical extension of our Multi-Service technology. By using our iWDM approach customers will enjoy a unique solution that addresses the multiple synchronization domains issue that other solutions just can't address."

Interoute, said to be the owner operator of Europe's largest next-generation network, today announced that it has expanded its network to Moscow in response to a surge in demand from enterprises looking for connectivity in the region.  The new Point of Presence (PoP) in Moscow is said to be providing businesses and service providers alike with fast, cost effective access to the rest of Europe and resilient, high quality voice and data services to support their operations.  Interoute's network expansion provides Russia with part of the infrastructure investment it is seeking as it strives to diversify its economy away from oil, its largest and most volatile export.

With Russia's population reaching over 140 million, the huge demand for goods and services in the region holds enormous potential for enterprises seeking to expand their international presence, says Interoute.  Enterprises like SunGard, a leading software and IT services company, are said to be experiencing an increasing demand for financial services around trading in Russia and are looking to Interoute to support their operations in the region with services such as Ethernet high-speed networks. Interoute can provide businesses with the same high quality levels of connectivity and customer service that they experience in the rest of Europe.  

Gareth Williams, CEO at Interoute, comments: "Russia is the largest untapped market in Europe, and for any multinational company a presence in the region is increasingly becoming a strategic requisite rather than a ‘nice to have'.  By choosing the right partner to enter the market, or to strengthen an existing operation, a business can reduce time to market, as well as remove concerns about quality of service.  Our PoP in Moscow can only serve to strengthen our role as a digital bridge connecting European enterprises to emerging markets."

Russia has one of the fastest growing internet populations in Europe, with internet users in Moscow doubling from 27 per cent to 60 per cent between 2002 and 2009.  The rest of the country recorded faster growth, increasing almost six fold from five to thirty per cent during the same period*. 

As Interoute had two separate diverse routes to Moscow that are based on Ethernet over SDH it is able to guarantee high levels of resilience and quality for its customers.

This diverse route provides a crucial digital communications link for European Enterprises and service providers wanting to do business in Russia and the surrounding regions. Interoute offers international customers a broad range of services including connectivity, VPN services, managed hosting, Unified Communications and VoIP solutions.

According to a new report from Juniper Research, consumer demand for mobile money transfer services will see users exceed 500 million globally by 2014, principally in developing countries.

Juniper's new report - ‘Mobile Money Transfer & Remittances: Markets, Forecasts & Strategies 2009-2014' -  also suggests, however, that the many new mobile money services being announced will face political, regulatory or commercial challenges as they bring their services to market. 

Howard Wilcox, Senior Analyst at Juniper Research and lead author, explained: "Every country has different regulatory structures, and its own set of local market conditions that service operators need to plan around. Nonetheless, we see this as a growth market because of the ubiquity and convenience of mobiles which offer realistic prospects of financial service access for those without traditional banking services."

According to Juniper, in developing world economies often only a small percentage of the population has a bank account or a credit card. A larger percentage, however, have a mobile phone or access to one. The reality is that far more people in countries that are underbanked will have used a mobile phone than will have used an ATM or visited a bank branch.

Further findings from the Juniper Research Mobile Money Transfer report include:

  • Sophisticated mobile financial services such as loans and savings accounts can add to the attractiveness of mobile money services, and help to reduce mobile operator churn
  • Africa & Middle East, Far East & China and the Indian Sub Continent will be the leading regions for national mobile money transfer services in 2014